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Product Description
Take Control of Your Finances—Even When You’re Broke
Struggling to make ends meet? Wondering how to budget when you’re broke and overwhelmed? Budgeting When You’re Broke: Your No-Nonsense Action Checklist is your straight-talking, easy-to-follow digital guide to getting your money in order—without guilt, jargon, or fluff. This downloadable checklist is designed for real life, helping you take powerful action with every step, even when your bank balance feels discouraging.
If you’ve ever said “I don’t even have enough to budget,” this guide is for you. Whether you’re facing a temporary financial setback or living paycheck to paycheck, this no-nonsense checklist shows you how to create a plan, cut costs wisely, and build momentum toward a more stable financial future.
What’s Inside
- Step-by-step budgeting checklist broken into 6 simple, manageable parts
- Prompts to track income and expenses honestly and clearly
- A bare-bones budget template to focus on only what you truly need
- Tips for reducing spending without depriving yourself
- Quick ideas to boost your income starting this week
- Habits to help budgeting stick for the long haul
Why You’ll Love It
- Perfect for beginners—no financial knowledge required
- Judgment-free and realistic advice that meets you where you are
- Quick to read and easy to implement—start today, not someday
- Designed for low-income earners or anyone in financial crisis
- Encourages mindset shifts that lead to lasting change
Who It’s For
This checklist is for anyone asking how to budget when you’re broke—whether you’re newly independent, recovering from job loss, juggling gig work, or simply trying to get by on a tight income. It’s especially useful for those who feel stuck, discouraged, or unsure where to start with budgeting.
What Makes It Different
Unlike traditional budget planners that assume financial flexibility, Budgeting When You’re Broke gets real about what it’s like to budget with almost nothing. It’s an empowering, direct resource created to help you survive now—and thrive later. With a focus on small wins and forward momentum, this checklist helps you take back control with clarity and confidence.
Download & Take Action Today
If you’re ready to stop stressing and start moving forward, download Budgeting When You’re Broke: Your No-Nonsense Action Checklist now. You’ll get immediate access to a printable and digital-friendly checklist to help you take the first step toward financial control—even when money is tight. It’s time to face your finances head-on and make real, lasting change. Grab your copy today!
Shipping & Delivery
SHIPPING
We are proud to offer international shipping services that currently operate in over 200 countries and islands world wide. Nothing means more to us than bringing our customers great value and service. We will continue to grow to meet the needs of all our customers, delivering a service beyond all expectation anywhere in the world.
Do you ship worldwide?
Yes. We provide free shipping to over 200 countries around the world. However, there are some locations we are unable to ship to. If you happen to be located in one of those countries we will contact you.
What about customs?
We are not responsible for any custom fees once the items have been shipped. By purchasing our products, you consent that one or more packages may be shipped to you and may get custom fees when they arrive to your country.
How long does shipping take?
Shipping time varies by location. These are our estimates:| Location | *Estimated Shipping Time |
|---|---|
| United States | 5-20 Business days |
| Canada, Europe | 5-20 Business days |
| Australia, New Zealand | 5-20 Business days |
| Central & South America | 5-25 Business days |
| Asia | 5-20 Business days |
| Africa | 5-25 Business days |
Do you provide tracking information?
Yes, you will receive an email once your order ships that contains your tracking information. If you haven’t received tracking info within 5 days, please contact us.
My tracking says “no information available at the moment”.
For some shipping companies, it takes 2-5 business days for the tracking information to update on the system. If your order was placed more than 5 business days ago and there is still no information on your tracking number, please contact us.
Will my items be sent in one package?
For logistical reasons, items in the same purchase will sometimes be sent in separate packages, even if you've specified combined shipping.
If you have any other questions, please contact us and we will do our best to help you out.
RETURNS
Order cancellation
All orders can be cancelled until they are shipped. If your order has been paid and you need to make a change or cancel an order, you must contact us within 12 hours. Once the packaging and shipping process has started, it can no longer be cancelled.
Refunds
Your satisfaction is our #1 priority. Therefore, you can request a refund or reshipment for ordered products if:
- If you did not receive the product within the guaranteed time (45 days not including 1-3 day processing) you can request a refund or a reshipment.
- If you received the wrong item you can request a refund or a reshipment.
- If you do not want the product you’ve received you may request a refund but you must return the item at your expense and the item must be unused.
We do not issue the refund if:
- Your order did not arrive due to factors within your control (i.e. providing the wrong shipping address)
- Your order did not arrive due to exceptional circumstances outside the control of primebuysstore.shop (i.e. not cleared by customs, delayed by a natural disaster).
- Other exceptional circumstances outside the control of primebuysstore.shop.
*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message on Contact Us page
If you are approved for a refund, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 14 days.
Exchanges
If for any reason you would like to exchange your product, perhaps for a different size in clothing, you must contact us first and we will guide you through the steps.
Please do not send your purchase back to us unless we authorise you to do so.
Refunds & Returns
Order cancellation
All orders can be cancelled until they are shipped. If your order has been paid and you need to make a change or cancel an order, you must contact us within 12 hours. Once the packaging and shipping process has started, it can no longer be cancelled.
Refunds
Your satisfaction is our #1 priority. Therefore, you can request a refund or reshipment for ordered products if:
- If you did not receive the product within the guaranteed time( 45 days not including 2-5 day processing) you can request a refund or a reshipment.
- If you received the wrong item you can request a refund or a reshipment.
- If you do not want the product you’ve received you may request a refund but you must return the item at your expense and the item must be unused.
We do not issue the refund if:
- Your order did not arrive due to factors within your control (i.e. providing the wrong shipping address)
- Your order did not arrive due to exceptional circumstances outside the control of primebuysstore.shop (i.e. not cleared by customs, delayed by a natural disaster).
- Other exceptional circumstances outside the control of
*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message on Contact Us page
If you are approved for a refund, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 14 days.
Exchanges
If for any reason you would like to exchange your product, perhaps for a different size in clothing. You must contact us first and we will guide you through the steps.
Please do not send your purchase back to us unless we authorise you to do so.
Customer Reviews
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Based on 22 reviews
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Who knew budgeting could be a hoot! This checklist made me face my financial reality and gave me the tools to turn it around. Now, I'm cutting costs like a pro. 💪
This little gem helped me realize that every dollar counts! Found some sneaky expenses I didn't even know were there... goodbye unused subscriptions!
Made me face my financial reality without judgement - much needed!
I've always been rubbish at budgeting, but this guide is so easy to follow. Step by step, I'm getting back on track.
Never thought I'd say this, but tracking my income and expenses was actually fun with this checklist. It's straightforward and no-nonsense - just what I needed!
I'm now tracking every dollar, thanks to this awesome checklist!
Ahoy matey! This here treasure map guided me through rough financial waters towards calmer seas
Seriously digging how practical these steps are; they're making a real difference in my life. Who would have thought planning meals could save so much? 😄
The part about boosting your income really hit home for me; selling old stuff from around the house has been surprisingly profitable!
A no-nonsense approach to budgeting. Highly recommended for beginners.
Felt like an archaeologist discovering hidden cash in my own budget - all thanks to this bad boy of a checklist.
Tried other guides before that fell flat...this one though? Pure magic ✨Turned scary numbers into manageable goals.
This guide is gold – found unexpected savings in my budget!
Gotta admit, wasn’t thrilled about facing my finances head-on...but now? Feels good man 👍👍 These simple steps aren’t intimidating at all.
Making cuts without feeling deprived is honestly genius 😎 Plus automating payments? Total time-saver.
Easy-to-follow steps made budgeting less daunting. A real lifesaver!
I'm actually looking forward to my weekly budget review now, it's like a game. And I’m winning!
Loved the practical advice! Cutting costs has never been so easy.
A bit too much focus on cutting costs for me, but the income-boosting tips were spot-on! Already got some side gigs lined up
This checklist didn't just give me a plan; it gave me hope. Even found joy in celebrating small wins along the way
Finally, a checklist that works! My finances are back on track.
The bare-bones budget part was tough to swallow at first...but hey, gotta face facts right? Now I feel more in control than ever.